GameOn Health

GOAT (GameOn Athlete Trust)

The Health Data Crisis in College Athletics

Quantifying the cost of fragmented athlete health records in the transfer portal era.

This ROI Calculator is designed to quantify what's currently hidden — time, cost, and risk tied to athlete health data in the transfer portal. In just a few inputs, it reveals the true economic impact on your program and the measurable value of a standardized solution like GOAT.

“GOAT represents exactly the kind of innovation college athletics needs—bringing structure, security, and efficiency to how we manage student-athlete health data. Temple is proud to be at the forefront of its deployment.”

— Arthur Johnson, Athletic Director, Temple University

Projected financial impact

Use this worksheet during a discovery meeting. Fill in numbers as the prospect provides them. The calculator quantifies impact in real time across two views: a defensible hard-cost floor and a total ROI that includes discussion-point soft costs.

Institution tierSets the default for transfers evaluated annually. All values are editable.

Reduction assumption presetSets how much of current cost GOAT eliminates. Lower preset = more conservative claim.

Transfers evaluated annually

Total transfer athletes the program reviews per year, including those not accepted. Single source of truth used across every stakeholder section.

Stakeholder time costs

For each stakeholder, capture the hours per transfer they invest and their fully loaded hourly cost. Hard cost = transfers × hours × hourly cost. These numbers are bulletproof — a finance reviewer cannot dispute hours times rate.

Athletic Director / Admin

Coordination across departments for each transfer evaluation.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

Coaches / Recruiting Staff

Recruiting evaluation, decision time, and follow-up on each transfer.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

Sports Medicine Team

Medical record review, chasing missing data, and reconciling inconsistencies.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

Legal / Compliance

Compliance review of data sharing, disclosures, and audit trails.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

IT / Data Systems

Data extraction, formatting, and transfer between institutions.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

Finance

Financial analysis of transfer commitments and exposure.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

Insurance / Risk

Risk evaluation and underwriting for each incoming transfer.

Hours per transfer

Total time this stakeholder spends per transfer evaluated.

Fully loaded hourly cost

Salary, benefits, and overhead. Default is editable.

Discussion-point soft costs

These are discussion-point estimates the rep adjusts live based on what the prospect describes — not validated figures. The range is the conversation anchor ("would it be fair to say…?"). Mid-points are starting defaults.

Bad transfer decisions

$1M – $5M typical — Cost of transfer commitments that underperform due to undisclosed or misunderstood injuries.

midpoint default $2,500,000

Medical inefficiency

$250K – $1M typical — Duplicate testing, repeat imaging, and redundant screening when prior records are incomplete.

midpoint default $500,000

Decision delay opportunity cost

$1M – $5M typical — Missed recruiting opportunities when medical clarity slows decisions in a competitive window.

midpoint default $2,500,000

Risk and liability exposure

$1M – $5M typical — Insurance disputes, denied claims, and legal exposure from incomplete medical disclosure.

midpoint default $2,500,000

Compliance and audit burden

$250K – $1M typical — Time and process cost of proving what data was shared, when, and whether it was complete.

midpoint default $500,000

GOAT investment

GOAT annual cost

Editable — adjust live if pricing comes up in the meeting. Defaults to $90,000 / year.

Prospect institution

Optional. Shown on the printable leave-behind.

Summary

Illustrative modeled projection — not a performance guarantee.

Total ROI33.9xAnnual savings (hard + discussion-point soft costs) ÷ GOAT annual cost.

Total annual savings: $3,054,000; Sum of reduced hard costs and reduced discussion-point soft costs.

Total net value: $2,964,000; Total annual savings minus GOAT annual cost.

Hard-cost floor

The bulletproof time-cost-only number — what survives a CFO's red pen with no discussion-point assumptions.

Hard-cost ROI: 0.88x
Hard-cost annual savings: $79,000
Hard-cost net value: -$11,000

Hard costs by stakeholder

hours × rate × transfers

Athletic Director / Admin
Current cost
$25,000
Reduction
50%
Adjusted cost
$12,500
Savings
$12,500
Coaches / Recruiting Staff
Current cost
$30,000
Reduction
50%
Adjusted cost
$15,000
Savings
$15,000
Sports Medicine Team
Current cost
$36,000
Reduction
50%
Adjusted cost
$18,000
Savings
$18,000
Legal / Compliance
Current cost
$30,000
Reduction
50%
Adjusted cost
$15,000
Savings
$15,000
IT / Data Systems
Current cost
$9,000
Reduction
50%
Adjusted cost
$4,500
Savings
$4,500
Finance
Current cost
$15,000
Reduction
50%
Adjusted cost
$7,500
Savings
$7,500
Insurance / Risk
Current cost
$13,000
Reduction
50%
Adjusted cost
$6,500
Savings
$6,500
Hard cost total
Current cost
$158,000
Adjusted cost
$79,000
Savings
$79,000

Hard costs by stakeholder
Category	Current cost	Reduction	Adjusted cost	Savings
Athletic Director / Admin	$25,000	50%	$12,500	$12,500
Coaches / Recruiting Staff	$30,000	50%	$15,000	$15,000
Sports Medicine Team	$36,000	50%	$18,000	$18,000
Legal / Compliance	$30,000	50%	$15,000	$15,000
IT / Data Systems	$9,000	50%	$4,500	$4,500
Finance	$15,000	50%	$7,500	$7,500
Insurance / Risk	$13,000	50%	$6,500	$6,500
Hard cost total	$158,000	—	$79,000	$79,000

Discussion-point soft costs

Hard costs are time × rate × transfers — defensible. Soft costs are discussion-point estimates — adjusted live with the prospect, not validated.

Bad transfer decisions
$1M – $5M typical
Current cost
$2,500,000
Reduction
35%
Adjusted cost
$1,625,000
Savings
$875,000
Medical inefficiency
$250K – $1M typical
Current cost
$500,000
Reduction
35%
Adjusted cost
$325,000
Savings
$175,000
Decision delay opportunity cost
$1M – $5M typical
Current cost
$2,500,000
Reduction
35%
Adjusted cost
$1,625,000
Savings
$875,000
Risk and liability exposure
$1M – $5M typical
Current cost
$2,500,000
Reduction
35%
Adjusted cost
$1,625,000
Savings
$875,000
Compliance and audit burden
$250K – $1M typical
Current cost
$500,000
Reduction
35%
Adjusted cost
$325,000
Savings
$175,000
Soft cost total
Current cost
$8,500,000
Adjusted cost
$5,525,000
Savings
$2,975,000

Discussion-point soft costs
Category	Current cost	Reduction	Adjusted cost	Savings
Bad transfer decisions$1M – $5M typical	$2,500,000	35%	$1,625,000	$875,000
Medical inefficiency$250K – $1M typical	$500,000	35%	$325,000	$175,000
Decision delay opportunity cost$1M – $5M typical	$2,500,000	35%	$1,625,000	$875,000
Risk and liability exposure$1M – $5M typical	$2,500,000	35%	$1,625,000	$875,000
Compliance and audit burden$250K – $1M typical	$500,000	35%	$325,000	$175,000
Soft cost total	$8,500,000	—	$5,525,000	$2,975,000

Combined annual savings$3,054,000

Opens a printable leave-behind for the AD.

Built on trust

HIPAA compliant
Athlete-owned and permissioned
End-to-end encrypted
Auditable, time-bound data sharing

Prepared for

(institution name)

Date

April 29, 2026

Assumptions used

Base

The hidden cost of fragmented athlete health records in the transfer portal — quantified.

“GOAT represents exactly the kind of innovation college athletics needs—bringing structure, security, and efficiency to how we manage student-athlete health data. Temple is proud to be at the forefront of its deployment.”

— Arthur Johnson, Athletic Director, Temple University

Summary

Total ROI

33.9x

Annual savings (hard + discussion-point soft costs) ÷ GOAT annual cost.

Total annual savings

$3,054,000

Total net value

$2,964,000

Hard-cost floor

The bulletproof time-cost-only number — what survives a CFO's red pen with no discussion-point assumptions.

Hard-cost ROI: 0.88x
Hard-cost annual savings: $79,000
Hard-cost net value: -$11,000

Detailed breakdown

Hard costs by stakeholder

hours × rate × transfers

Athletic Director / Admin
Current cost
$25,000
Reduction
50%
Adjusted cost
$12,500
Savings
$12,500
Coaches / Recruiting Staff
Current cost
$30,000
Reduction
50%
Adjusted cost
$15,000
Savings
$15,000
Sports Medicine Team
Current cost
$36,000
Reduction
50%
Adjusted cost
$18,000
Savings
$18,000
Legal / Compliance
Current cost
$30,000
Reduction
50%
Adjusted cost
$15,000
Savings
$15,000
IT / Data Systems
Current cost
$9,000
Reduction
50%
Adjusted cost
$4,500
Savings
$4,500
Finance
Current cost
$15,000
Reduction
50%
Adjusted cost
$7,500
Savings
$7,500
Insurance / Risk
Current cost
$13,000
Reduction
50%
Adjusted cost
$6,500
Savings
$6,500
Hard cost total
Current cost
$158,000
Adjusted cost
$79,000
Savings
$79,000

Hard costs by stakeholder
Category	Current cost	Reduction	Adjusted cost	Savings
Athletic Director / Admin	$25,000	50%	$12,500	$12,500
Coaches / Recruiting Staff	$30,000	50%	$15,000	$15,000
Sports Medicine Team	$36,000	50%	$18,000	$18,000
Legal / Compliance	$30,000	50%	$15,000	$15,000
IT / Data Systems	$9,000	50%	$4,500	$4,500
Finance	$15,000	50%	$7,500	$7,500
Insurance / Risk	$13,000	50%	$6,500	$6,500
Hard cost total	$158,000	—	$79,000	$79,000

Discussion-point soft costs

Hard costs are time × rate × transfers — defensible. Soft costs are discussion-point estimates — adjusted live with the prospect, not validated.

Bad transfer decisions
$1M – $5M typical
Current cost
$2,500,000
Reduction
35%
Adjusted cost
$1,625,000
Savings
$875,000
Medical inefficiency
$250K – $1M typical
Current cost
$500,000
Reduction
35%
Adjusted cost
$325,000
Savings
$175,000
Decision delay opportunity cost
$1M – $5M typical
Current cost
$2,500,000
Reduction
35%
Adjusted cost
$1,625,000
Savings
$875,000
Risk and liability exposure
$1M – $5M typical
Current cost
$2,500,000
Reduction
35%
Adjusted cost
$1,625,000
Savings
$875,000
Compliance and audit burden
$250K – $1M typical
Current cost
$500,000
Reduction
35%
Adjusted cost
$325,000
Savings
$175,000
Soft cost total
Current cost
$8,500,000
Adjusted cost
$5,525,000
Savings
$2,975,000

Discussion-point soft costs
Category	Current cost	Reduction	Adjusted cost	Savings
Bad transfer decisions$1M – $5M typical	$2,500,000	35%	$1,625,000	$875,000
Medical inefficiency$250K – $1M typical	$500,000	35%	$325,000	$175,000
Decision delay opportunity cost$1M – $5M typical	$2,500,000	35%	$1,625,000	$875,000
Risk and liability exposure$1M – $5M typical	$2,500,000	35%	$1,625,000	$875,000
Compliance and audit burden$250K – $1M typical	$500,000	35%	$325,000	$175,000
Soft cost total	$8,500,000	—	$5,525,000	$2,975,000

Combined annual savings$3,054,000

Built on trust

HIPAA compliant
Athlete-owned and permissioned
End-to-end encrypted
Auditable, time-bound data sharing